I wrote this for the New York Times

http://www.nytimes.com/roomfordebate/2012/01/25/is-refinancing-the-best-way-to-fix-the-housing-market/mortgage-crisis-federal-programs-arent-working

And here is a picture from the event yesterday. Dropped off the petition to First Mortgage, got to speak to the President and VP. More on that later.